CalHFA Dream for All Shared Appreciation Loan

Darlene Alonzo  |  March 30, 2023

CalHFA Dream for All Shared Appreciation Loan


CalHFA has just released a new loan program for First Time Home buyers. DFA Loan Up to 20% of the purchase price to assist homebuyers with the down payments/Closing Costs

For many would-be homebuyers in Santa Clarita, Los Angeles, and throughout California, the Dream of Home-Ownership has been difficult to achieve! CalHFA DFA Shared Appreciation loan could be your path to homeownership!

DFA Highlights

  • Available to First Time Home Buyers ( have not owned a home within 3 years).
  • Minimum Credit Scores of 680.
  • Receive up to 20% of the loan amount or appraised value of the home for Down Payment or Closing Costs Only.
  • Use the 20% towards down payment to eliminate PMI.
  • No monthly payments required on the DFA Shared Appreciation loan for the life of the first mortgage.
  • Shared Appreciation loan must be paired with a Dream For All first mortgage
  • Income cannot exceed CalHFA income limits.
    • Los Angeles County: $180,000
    • Orange County: $235,000
    • Ventura: $228,000


Call us at True Story Realty! We have the resources and knowledge to help!

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